For many thousands of us, VISA is a part of everyday life. Visa enjoys unsurpassed acceptance in many countries all around the globe. In addition to this, VISA has one of the world’s biggest ATM networks which offers cash access in local currencies for over 170 countries.
VISA offers a myriad of services, credit and debit card products for you to use in order to meet your lifestyle and payment needs. By contacting your bank of financial institution today you can find out how you can get the reliability, value and convenience of a VISA card.
Below you will find a brief explanation of some of the VISA card subtypes and services.
VISA CLASSIC
VISA classic is overall your standard credit card with which you can have the confidence of worldwide recognition. The VISA classic is the most widely held VISA card in the world today and gives you security convenience and reliability.
VISA Classic is accepted by merchants all over the world both online and offline and is the perfect solution for everything from renting a car, securing hotel reservations to purchasing books online.
VISA GOLD
In order to step up to the VISA Gold card you may be a new customer with a strong credit history or a long term cardholder of a VISA classic.
With a VISA Gold credit card you will be able to enjoy a high spending limit, typically over $5,000. Not to mention you will have a revolving line of credit and emergency card replacement and cash disbursement facilities when you are travelling. VISA gold members also receive toll-free access to the VISA emergency assistance centre which is available 24 hours a day, 7 days a week.
VISA PLATINUM
With a VISA Platinum card you can enjoy the privileges that you deserve. The VISA platinum credit card offers a very high spending limit and acceptance at over 29 million global locations. This includes over 1 million ATMs in the VISA Global ATM Network.
On top of this, all the services that come with a platinum card are available through the VISA Platinum Customer Centre or VPCC for short. To make this card any better could possibly be considered a crime and yet VISA has had no problems in doing so. With a VISA platinum card, you get total piece of mind when travelling. This is so because VISA platinum provides you, your spouse and any dependent children with a minimum of US$500,000 in coverage for travel accidents if you pay for your travel expenses with VISA Platinum.
VISA INFINITE
The next step up, VISA Infinite is a world beyond your wildest dreams. The VISA Infinite credit card offers fantastic spending power, personalised privileges and convenience. Also as a part of the VISA Infinite you gain access to excellent rewards and services.
The VISA Infinite Credit Card gain only be obtained by invitation only.
VISA DEBIT
If you are after freedom with your money than the VISA Debit card may very well be right for you. With this type of card you gain unparalleled control over your own money.
VISA Debit is in fact not a credit card although it comes with all the facilities that VISA offers. It functions in the same way as an ordinary bank card, but offers you the benefits of VISA. A VISA Debit card can be used to make purchases online, over the phone or in person as well as it can be used at ATMs or even overseas.
VISA Debit makes carrying cash and cheques a thing of the past because it is linked to your transaction account and therefore you only use your money.
Thanks to the power of VISA, you can use your debit card anywhere that VISA is accepted.
VISA MINI
VISA Mini is effectively the world’s smallest credit card. The VISA Mini credit card provides you with an extra convenient way to pay for your VISA purchases. At nearly half of the size of an ordinary credit card, VISA Mini has a small hole in the bottom left corner so that you may attach it to your key chain, mobile phone or other carry-along device.
VISA SMART
Offering the built-in advantage of a computer chip that is capable of storing more than 100 times the information contained on an ordinary VISA card, the VISA Smart card will allow you to enjoy even more benefits. Combined with the benefits that you have come to expect from VISA, you can now have access to all your rewards programs, club and store cards and special offers from one place.
The VISA Smart Card is considered to be ‘the’ intelligent card.
VISA PRE-PAID
Considered to be the perfect gift because it can be used anywhere that VISA is accepted, unlike ordinary gift vouchers. This allows you to make purchases over the phone, online or overseas just like an ordinary VISA.
There are two types of Pre-paid VISA. The first is a disposable card which can be used until the balance is spent. The second type is a reloadable card which you can top up with funds over and over again. This works in a similar fashion to a VISA Debit card.
VISA pre-paid cards can also be useful in other circumstances. For example, they can be a smart way to allocate company finances or be used as an alternative to traveller’s cheques on an overseas holiday. Many different financial institutions can provide you with a prepaid VISA card.
V-PAY
V-PAY is a new type of card that has been created in Europe. V-PAY is basically a European debit card based entirely on chip and PIN technology. Because of the fact that it takes full advantage of modern chip and PIN technology it is considered efficient for merchants to accept, cost effective for financial institutions to implement and secure for cardholders to use.
Banks all over Europe have begun to issue V-PAY cards, as well as add its logo to their domestic debit cards. This is being done in an attempt to create a more open and consistent debit market in Europe. V-PAY cards can be used in the same secure way in any country that accepts VISA.
VISA CASH
The VISA Cash system is a smart card electronic cash system similar to the so-called ‘Chip and PIN’ cards issued throughout Europe. This type of card can be loaded with cash through the use of specialised ATMs and the cash can be later spent by inserting the card into the retailer’s card reader. This system makes for incredibly fast transactions as both a PIN and/or signature are not required.
